PIP UPDATE!

By now you’ve probably heard a million blogs concerning Florida’s PIP, (P – I – P) personal injury protection. It’s a mandatory part of your auto policy in the state of Florida. What is it? More like, what was it? It was sort of a $10,000 health insurance policy you were required to purchase as part of your car insurance.
But what does it mean? At one point it meant, if you were injured in an auto accident you could count on $10,000 worth of coverage for your medical bills and or your lost wages. I say, it used to be that way. It isn’t any longer. Here’s what you need to remember; if you have an automobile accident, you need to go to the emergency room. Now in order for your PIP to be used to pay your medical bills, your injuries have to be declared as an emergency. You have to have sought emergency treatment at the outset of injuries. If you go to the emergency room it’s pretty hard for an insurance company to argue that you didn’t have an emergency medical condition.
If you have an accident, go to the emergency room. If you don’t, $10,000 PIP policy you paid for could be reduced to $2,500. Yeah, I know you paid for $10,000 in coverage. I’ve heard that argument before. But, your insurance company is only going to give you $2,500 to pay your medical bills. Don’t go within 14 days for medical treatment because you’re trying to macho it out? Then you get nothing. You won’t get any money to go towards your medical bills from the PIP of $10,000 you paid the premium for.
So, if you have an accident, be sure when asked if you need to go to the emergency room that you say, “yes”. If you don’t go by ambulance get someone to drive you. But go to the emergency room. If you have any questions call us. We’re Q Auto and Injury Attorneys. Our toll free number is 800-332-1992 or email us at info@qlaw.com. Check out our latest podcasts on iTunes or YouTube for free.

FDA Approved: Doesn’t Always Mean Its Safe For You

Medical Malpractice attorney Sandra Bucha provides this blog entry.
Just because the FDA has approved a particular drug does not mean that in your particular situation it is the proper drug for you. I’m sure you’ve seen the commercials on TV that tell you the drug Xarelto can result in certain individuals hemorrhaging and bleeding which can lead to hospitalization and even death. The drug Celebrex that can result in kidney failure and death for certain individuals or even about the drugs Prednisone and Levaquin, that when taken together can actually, in just a single dose, result in tendon ruptures requiring surgery.
You can’t wait to hear about these drugs on TV. By then it’s too late. You need to ask your doctors, healthcare providers and pharmacists about all of the risks and complications that might occur from your taking any one particular drug.
When you pick up your prescriptions from the pharmacy, be sure to read not only the label instructions and precautions but read the package inserts as well. You need to be fully aware of the possible consequences of taking any particular drug. In the long run it is your responsibility to be informed and really in your best interests.
If you or a loved one has been injured by a medication or malpractice give us a call. We can help. Our toll free number is 800-332-1992 or email us at info@qlaw.com. Check out our latest podcasts on iTunes or YouTube for free.