PIP UPDATE!

By now you’ve probably heard a million blogs concerning Florida’s PIP, (P – I – P) personal injury protection. It’s a mandatory part of your auto policy in the state of Florida. What is it? More like, what was it? It was sort of a $10,000 health insurance policy you were required to purchase as part of your car insurance.
But what does it mean? At one point it meant, if you were injured in an auto accident you could count on $10,000 worth of coverage for your medical bills and or your lost wages. I say, it used to be that way. It isn’t any longer. Here’s what you need to remember; if you have an automobile accident, you need to go to the emergency room. Now in order for your PIP to be used to pay your medical bills, your injuries have to be declared as an emergency. You have to have sought emergency treatment at the outset of injuries. If you go to the emergency room it’s pretty hard for an insurance company to argue that you didn’t have an emergency medical condition.
If you have an accident, go to the emergency room. If you don’t, $10,000 PIP policy you paid for could be reduced to $2,500. Yeah, I know you paid for $10,000 in coverage. I’ve heard that argument before. But, your insurance company is only going to give you $2,500 to pay your medical bills. Don’t go within 14 days for medical treatment because you’re trying to macho it out? Then you get nothing. You won’t get any money to go towards your medical bills from the PIP of $10,000 you paid the premium for.
So, if you have an accident, be sure when asked if you need to go to the emergency room that you say, “yes”. If you don’t go by ambulance get someone to drive you. But go to the emergency room. If you have any questions call us. We’re Q Auto and Injury Attorneys. Our toll free number is 800-332-1992 or email us at info@qlaw.com. Check out our latest podcasts on iTunes or YouTube for free.

Q Auto & Injury Attorneys – Accident App

We have a great new tool to help you when you’ve been involved in an auto accident and the best news, it’s free. It’s called the Q Auto and Injury App, and it’s available for both Apple and Android devices. The Q Auto and Injury Accident App allows you to easily create a complete incident report of your accident. Its documentation right at the scene that can be vital if you have to file a law suit or go to court, and it’s easy to use.

The app walks you through what’s most important to collect at the scene of your accident including: pictures and videos of the scene; a date and time stamp with the GPS coordinates from your smartphone; and a place to collect the vital information from other drivers involved in the accident including the driver’s name, phone number, tag, insurance info and make and model of vehicles involved. The app also helps you quickly gather information from any witnesses and law enforcement that may arrive on scene. Then just add your personal contact information, hit send and the app will email all the information to our offices where we can help you get the legal help you might need. The app even helps you find local emergency services like police stations, tow trucks, taxis, nearby hospitals or repair shops.

Even after the accident, the Q App helps you document important information related to your case with an expense log feature. Using the expense log you can keep track of medical bills, pharmacy bills, care and services, and/or lost wages, and email them off to our office to help keep your attorney updated. There is also a call attorney button. It’s a hot line directly to us. Just touch the button and we will be there for you 24 hours a day, 7 days a week.

You never know when you’re going to get into an accident, but when it happens you can have the Q Auto & Injury Accident App right at your side to help you through it. Take the time right now to download the Q Auto and Injury Attorney App. Go to Apple App Store for iPhone or Google Play for Android and download it. Put the power of Q Auto & Injury Attorneys to work for you. If you have any questions you can call our toll free number is 800-332-1992 or email us at info@qlaw.com. Check out our latest podcast on how to use the app on iTunes or YouTube for free.